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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $21,077 | $97,729-78.4% | $83,830-74.9% | $135,379-84.4% |
| Participation rate | 100.0% | 80.0%+20.0pp | 76.1%+23.9pp | 82.6%+17.4pp |
| Annual return | -16.90% | 1287.52%-1304.4pp | 850.97%-867.9pp | 519.79%-536.7pp |
| Employer contribution / active EE | $2,071 | $4,222-50.9% | $3,631-43.0% | $4,779-56.7% |
| Participant deferral / active EE | $7,091 | $4,683+51.4% | $4,082+73.7% | $5,609+26.4% |
| Admin fee / account holder | $1,709 | $6,674-74.4% | $5,479-68.8% | $10,828-84.2% |