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| Provider | Service type | Compensation |
|---|---|---|
Service code 37 · EIN 04-2647786 | Loan Processing | $2,125 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $54,455 | $80,753-32.6% | $136,297-60.0% | $62,293-12.6% |
| Participation rate | 44.7% | 73.5%-28.9pp | 81.9%-37.3pp | 69.5%-24.8pp |
| Annual return | 17.42% | 35.83%-18.4pp | 5156.19%-5138.8pp | 28.90%-11.5pp |
| Employer contribution / active EE | $897 | $2,884-68.9% | $4,696-80.9% | $2,042-56.1% |
| Participant deferral / active EE | $2,954 | $5,164-42.8% | $6,247-52.7% | $3,169-6.8% |
| Admin fee / account holder | $18 | $525-96.5% | $9,244-99.8% | $479-96.1% |