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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $65,363 | $89,367-26.9% | $141,191-53.7% | $72,975-10.4% |
| Participation rate | 100.0% | 75.1%+24.9pp | 82.5%+17.5pp | 69.5%+30.5pp |
| Annual return | 18.63% | 111.87%-93.2pp | 71.41%-52.8pp | 81.01%-62.4pp |
| Employer contribution / active EE | $4,124 | $3,115+32.4% | $4,736-12.9% | $2,440+69.0% |
| Participant deferral / active EE | $7,631 | $5,419+40.8% | $6,710+13.7% | $3,608+111.5% |
| Admin fee / account holder | $10,870 | $5,957+82.5% | $10,264+5.9% | $5,124+112.1% |