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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $34,461 | $97,729-64.7% | $83,830-58.9% | $135,379-74.5% |
| Participation rate | 78.9% | 80.0%-1.0pp | 76.1%+2.8pp | 82.6%-3.7pp |
| Annual return | -9.22% | 1287.52%-1296.7pp | 850.97%-860.2pp | 519.79%-529.0pp |
| Employer contribution / active EE | $2,183 | $4,222-48.3% | $3,631-39.9% | $4,779-54.3% |
| Participant deferral / active EE | $4,691 | $4,683+0.2% | $4,082+14.9% | $5,609-16.4% |
| Admin fee / account holder | $1,799 | $6,674-73.0% | $5,479-67.2% | $10,828-83.4% |