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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $89,000 | $133,981-33.6% | $112,249-20.7% | $134,532-33.8% |
| Participation rate | 66.7% | 78.6%-11.9pp | 75.1%-8.4pp | 81.2%-14.6pp |
| Annual return | -14.88% | 47.16%-62.0pp | 27.48%-42.4pp | 418.27%-433.2pp |
| Employer contribution / active EE | $6,918 | $4,040+71.2% | $3,636+90.3% | $4,741+45.9% |
| Participant deferral / active EE | $16,756 | $5,292+216.6% | $4,729+254.3% | $6,401+161.8% |
| Admin fee / account holder | $66,246 | $7,492+784.3% | $6,412+933.1% | $11,429+479.7% |