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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $54,618 | $135,645-59.7% | $110,243-50.5% | $135,380-59.7% |
| Participation rate | 100.0% | 83.5%+16.5pp | 79.8%+20.2pp | 82.6%+17.4pp |
| Annual return | -2.12% | 513.24%-515.4pp | 314.76%-316.9pp | 519.81%-521.9pp |
| Employer contribution / active EE | $5,259 | $4,907+7.2% | $3,827+37.4% | $4,779+10.0% |
| Participant deferral / active EE | $158 | $5,507-97.1% | $4,672-96.6% | $5,609-97.2% |
| Admin fee / account holder | $1,327 | $11,458-88.4% | $8,548-84.5% | $10,828-87.7% |