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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $179,301 | $100,805+77.9% | $86,698+106.8% | $134,532+33.3% |
| Participation rate | 100.0% | 79.0%+21.0pp | 76.6%+23.4pp | 81.2%+18.8pp |
| Annual return | -15.92% | 29.09%-45.0pp | 35.95%-51.9pp | 418.27%-434.2pp |
| Employer contribution / active EE | $0 | $3,490-100.0% | $2,837-100.0% | $4,741-100.0% |
| Participant deferral / active EE | $2,106 | $5,339-60.6% | $4,656-54.8% | $6,401-67.1% |
| Admin fee / account holder | $9,863 | $10,925-9.7% | $7,493+31.6% | $11,429-13.7% |