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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $114,892 | $41,150+179.2% | $80,627+42.5% | $71,511+60.7% |
| Participation rate | 28.8% | 50.3%-21.5pp | 67.0%-38.3pp | 67.9%-39.2pp |
| Annual return | 17.44% | 38.48%-21.0pp | 936.76%-919.3pp | 28.86%-11.4pp |
| Employer contribution / active EE | $0 | $1,515-100.0% | $2,723-100.0% | $2,589-100.0% |
| Participant deferral / active EE | $2,464 | $2,701-8.8% | $4,443-44.5% | $4,291-42.6% |
| Admin fee / account holder | $2,938 | $1,841+59.6% | $5,381-45.4% | $1,588+85.0% |