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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $111,408 | $45,123+146.9% | $85,240+30.7% | $74,478+49.6% |
| Participation rate | 26.2% | 49.4%-23.1pp | 67.5%-41.3pp | 67.2%-41.0pp |
| Annual return | 12.38% | 26.32%-13.9pp | 66.75%-54.4pp | 1370.56%-1358.2pp |
| Employer contribution / active EE | $780 | $1,459-46.5% | $2,735-71.5% | $2,626-70.3% |
| Participant deferral / active EE | $1,844 | $2,736-32.6% | $4,527-59.3% | $4,350-57.6% |
| Admin fee / account holder | $13,618 | $2,215+514.9% | $6,165+120.9% | $1,946+599.9% |