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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $230,834 | $199,109+15.9% | $173,730+32.9% | $154,746+49.2% |
| Participation rate | 100.0% | 82.8%+17.2pp | 79.6%+20.4pp | 80.7%+19.3pp |
| Annual return | 18.27% | 20.02%-1.8pp | 19.96%-1.7pp | 172.34%-154.1pp |
| Employer contribution / active EE | $1,780 | $5,311-66.5% | $4,577-61.1% | $4,379-59.3% |
| Participant deferral / active EE | $4,748 | $7,113-33.2% | $6,326-25.0% | $6,730-29.5% |
| Admin fee / account holder | $4,288 | $20,916-79.5% | $17,523-75.5% | $14,365-70.2% |