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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $74,102 | $67,602+9.6% | $82,312-10.0% | $70,126+5.7% |
| Participation rate | 68.8% | 72.8%-4.0pp | 76.9%-8.1pp | 69.5%-0.8pp |
| Annual return | 12.71% | 21.57%-8.9pp | 25.88%-13.2pp | 73.15%-60.4pp |
| Employer contribution / active EE | $1,626 | $1,755-7.4% | $2,428-33.0% | $2,343-30.6% |
| Participant deferral / active EE | $4,408 | $2,987+47.6% | $3,706+18.9% | $3,332+32.3% |
| Admin fee / account holder | $221 | $4,512-95.1% | $5,608-96.1% | $4,645-95.2% |