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More than 10% of assets are held in cash - possible menu-design or default-fund problem.
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $11,036 | $23,224-52.5% | $71,089-84.5% | $55,725-80.2% |
| Participation rate | 89.6% | 37.9%+51.8pp | 54.6%+35.0pp | 70.9%+18.8pp |
| Annual return | -1.39% | -2.87%+1.5pp | 650.65%-652.0pp | 244.93%-246.3pp |
| Employer contribution / active EE | $825 | $436+89.0% | $1,088-24.2% | $2,078-60.3% |
| Participant deferral / active EE | $1,255 | $929+35.0% | $1,873-33.0% | $3,356-62.6% |
| Admin fee / account holder | $29 | $118-75.2% | $3,082-99.0% | $115-74.6% |