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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $209,152 | $160,059+30.7% | $140,019+49.4% | $135,380+54.5% |
| Participation rate | 100.0% | 88.5%+11.5pp | 87.5%+12.5pp | 82.6%+17.4pp |
| Annual return | -3.16% | 911.48%-914.6pp | 651.17%-654.3pp | 519.81%-523.0pp |
| Employer contribution / active EE | $4,198 | $6,420-34.6% | $5,605-25.1% | $4,779-12.2% |
| Participant deferral / active EE | $13,422 | $7,641+75.7% | $6,927+93.8% | $5,609+139.3% |
| Admin fee / account holder | $361 | $13,328-97.3% | $10,705-96.6% | $10,828-96.7% |