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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $47,223 | $81,487-42.0% | $102,412-53.9% | $80,935-41.7% |
| Participation rate | 72.3% | 66.8%+5.5pp | 74.5%-2.2pp | 67.7%+4.6pp |
| Annual return | 12.76% | 25.60%-12.8pp | 24.94%-12.2pp | 35.66%-22.9pp |
| Employer contribution / active EE | $2,814 | $3,103-9.3% | $3,870-27.3% | $2,757+2.1% |
| Participant deferral / active EE | $4,758 | $3,871+22.9% | $5,060-6.0% | $4,299+10.7% |
| Admin fee / account holder | $5,325 | $6,717-20.7% | $8,388-36.5% | $6,924-23.1% |