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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $78,540 | $110,337-28.8% | $102,383-23.3% | $145,877-46.2% |
| Participation rate | 87.5% | 77.9%+9.6pp | 74.5%+13.0pp | 80.3%+7.2pp |
| Annual return | 9.39% | 24.83%-15.4pp | 24.94%-15.5pp | 551.28%-541.9pp |
| Employer contribution / active EE | $2,527 | $4,216-40.1% | $3,870-34.7% | $4,663-45.8% |
| Participant deferral / active EE | $8,402 | $5,621+49.5% | $5,060+66.1% | $6,691+25.6% |
| Admin fee / account holder | $1,011 | $9,750-89.6% | $8,391-88.0% | $13,402-92.5% |