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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $226,097 | $124,175+82.1% | $108,405+108.6% | $167,536+35.0% |
| Participation rate | 77.8% | 82.3%-4.5pp | 80.1%-2.4pp | 82.1%-4.3pp |
| Annual return | 0.00% | 1380.13%-1380.1pp | 905.55%-905.5pp | 478.82%-478.8pp |
| Employer contribution / active EE | $1,736 | $4,188-58.5% | $3,559-51.2% | $4,839-64.1% |
| Participant deferral / active EE | $7,523 | $6,908+8.9% | $6,563+14.6% | $6,342+18.6% |
| Admin fee / account holder | $1,232 | $9,457-87.0% | $7,297-83.1% | $12,315-90.0% |