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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $97,006 | $115,814-16.2% | $101,275-4.2% | $158,982-39.0% |
| Participation rate | 100.0% | 79.4%+20.6pp | 75.8%+24.2pp | 82.0%+18.0pp |
| Annual return | -2.13% | 56.16%-58.3pp | 46.48%-48.6pp | 302.99%-305.1pp |
| Employer contribution / active EE | $9,807 | $4,176+134.8% | $3,660+167.9% | $4,763+105.9% |
| Participant deferral / active EE | $1,337 | $4,958-73.0% | $4,371-69.4% | $5,983-77.7% |
| Admin fee / account holder | $4,318 | $7,249-40.4% | $5,948-27.4% | $11,252-61.6% |