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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $14,957 | $167,533-91.1% | $151,645-90.1% | $134,545-88.9% |
| Participation rate | 100.0% | 88.4%+11.6pp | 87.5%+12.5pp | 81.2%+18.8pp |
| Annual return | -20.50% | 7.81%-28.3pp | 3.34%-23.8pp | 418.37%-438.9pp |
| Employer contribution / active EE | $4,876 | $6,828-28.6% | $6,165-20.9% | $4,742+2.8% |
| Participant deferral / active EE | $16,027 | $8,985+78.4% | $8,363+91.6% | $6,401+150.4% |
| Admin fee / account holder | $4,422 | $13,781-67.9% | $11,614-61.9% | $11,431-61.3% |