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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $206,574 | $111,785+84.8% | $93,669+120.5% | $145,877+41.6% |
| Participation rate | 100.0% | 74.2%+25.8pp | 68.7%+31.3pp | 80.3%+19.7pp |
| Annual return | 10.76% | 203.79%-193.0pp | 133.59%-122.8pp | 551.28%-540.5pp |
| Employer contribution / active EE | $1,201 | $3,096-61.2% | $2,424-50.4% | $4,663-74.2% |
| Participant deferral / active EE | $514 | $4,919-89.5% | $4,416-88.4% | $6,691-92.3% |
| Admin fee / account holder | $19,188 | $10,256+87.1% | $8,291+131.4% | $13,402+43.2% |