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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $18,899 | $81,208-76.7% | $98,920-80.9% | $79,856-76.3% |
| Participation rate | 76.7% | 72.5%+4.2pp | 76.0%+0.6pp | 69.6%+7.0pp |
| Annual return | 11.23% | 60.99%-49.8pp | 196.47%-185.2pp | 31.71%-20.5pp |
| Employer contribution / active EE | $399 | $1,960-79.6% | $2,689-85.2% | $2,471-83.8% |
| Participant deferral / active EE | $2,990 | $3,265-8.4% | $4,245-29.6% | $3,741-20.1% |
| Admin fee / account holder | $3,514 | $6,013-41.6% | $6,643-47.1% | $5,306-33.8% |