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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $28,132 | $202,463-86.1% | $169,397-83.4% | $139,487-79.8% |
| Participation rate | 50.0% | 81.1%-31.1pp | 77.2%-27.2pp | 80.3%-30.3pp |
| Annual return | 19.69% | 532.64%-512.9pp | 406.23%-386.5pp | 373.84%-354.1pp |
| Employer contribution / active EE | $1,223 | $4,694-74.0% | $4,013-69.5% | $4,755-74.3% |
| Participant deferral / active EE | $1,639 | $6,941-76.4% | $6,223-73.7% | $6,713-75.6% |
| Admin fee / account holder | $0 | $10,726-100.0% | $9,017-100.0% | $11,407-100.0% |