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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $31,794 | $157,304-79.8% | $141,197-77.5% | $152,909-79.2% |
| Participation rate | 100.0% | 84.8%+15.2pp | 82.5%+17.5pp | 82.5%+17.5pp |
| Annual return | 4.86% | 64.34%-59.5pp | 71.41%-66.5pp | 345.46%-340.6pp |
| Employer contribution / active EE | $1,651 | $5,263-68.6% | $4,736-65.1% | $4,764-65.4% |
| Participant deferral / active EE | $5,171 | $7,111-27.3% | $6,710-22.9% | $5,851-11.6% |
| Admin fee / account holder | $1,717 | $12,126-85.8% | $10,265-83.3% | $11,601-85.2% |