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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $144,225 | $48,078+200.0% | $78,676+83.3% | $62,881+129.4% |
| Participation rate | 64.3% | 65.2%-0.9pp | 73.6%-9.3pp | 69.3%-5.0pp |
| Annual return | 14.17% | 31.36%-17.2pp | 62.19%-48.0pp | 20.14%-6.0pp |
| Employer contribution / active EE | $536 | $2,015-73.4% | $2,850-81.2% | $2,281-76.5% |
| Participant deferral / active EE | $2,527 | $2,587-2.3% | $3,517-28.2% | $3,203-21.1% |
| Admin fee / account holder | $151 | $3,206-95.3% | $4,510-96.7% | $4,296-96.5% |