Retirement plan

UMPQUA SAND AND GRAVEL, INC. 401(K) PROFIT SHARING PLAN

Name: UMPQUA SAND AND GRAVEL, INC. - UMPQUA SAND AND GRAVEL, INC. 401(K) PROFIT SHARING PLAN (2017) Form 5500
Creator: UMPQUA SAND AND GRAVEL, INC.
License: https://www.dol.gov/general/disclaim
Keywords: Form 5500, ERISA, retirement plan, UMPQUA SAND AND GRAVEL, INC. 401(K) PROFIT SHARING PLAN, UMPQUA SAND AND GRAVEL, INC.

UMPQUA SAND AND GRAVEL, INC.EIN 93-0960336Plan #001PY 2017

640 SHADY DRIVE - ROSEBURG, OR 97471541-673-1088LinkedIn51-200 employeesmining & metals

Prospect flagsLow fidelity bond

How to read this page

Total assets (EOY)

$3.7M

+26.8% from 2016

Total participants

+7.7% from 2016

Average account balance

$74,822

+1.0% from 2016

Annual return

20.95%

+14.14 pp from 2016

Benchmarks

See 849 peers

Peer group

Industry21 - Mining, Quarrying, and Oil and Gas Extraction

Plan typeDefined contribution

Participants25-99

Cohort849 peers

Snapshot2017

Free accounts unlock saves, downloads, and 3-year history.

Analytics

Total assets (EOY)

Plan-year ending balance

$6.96M

Not enough data

1 years with asset history on file

Average account balance

Total assets / participants with a balance (line 6g)

$124K

Not enough data

1 years with per-participant data

Participants with account balance

Stacked by status: active / separated vested / retired or beneficiary. Total = line 6g.

Not enough data

1 years with headcount on file

Eligible Participants and Participation

Bars: eligible actives (line 6a). Line: derived rate = active employees with a balance / 6a.

127.3%

Not enough data

1 years with eligibility data

Contributions (total)

Employer and participant dollars contributed each year

$347K

Not enough data

1 years with contributions on file

Contributions per participant

Average employer and participant contribution per enrolled participant

$8K

Not enough data

1 years with per-participant contribution data

Asset flow

BOY + contributions + return - distributions = EOY

Year

Annual return

Diverging bars; negative years highlighted

+13.63%

Not enough data

1 years with return on file

Admin fee / account holder

Total admin expenses / participants with a balance (line 6g)

$121

Not enough data

1 years with admin cost on file

Asset composition

Cash / stocks / bonds / mutual funds / real estate / loans over time

Not enough data

0 years with F_SCH_H allocation on file

Free accounts unlock saves, downloads, and 3-year history.

Service providers

Providers data not reported

Schedule C was not filed on this plan's most recent Form 5500, so no compensated service providers are available to display.

Plan features & details

Pension benefit codes2E2F2G2J2T3D

Plan features

2E
Profit-sharing
Profit-sharing plan.
2F
ERISA section 404(c) plan
This plan or any part of it is intended to meet the conditions of 29 CFR 2550.404c-1 (shifting investment responsibility to participants).
2G
Total participant-directed account plan
Participants have the opportunity to direct the investment of all of the assets allocated to their individual accounts regardless of whether 29 CFR 2550.404c-1 is intended to be met.
2J
Code section 401(k) feature
Cash or deferred arrangement described in Code section 401(k) that is part of a qualified defined contribution plan under which employees may elect to defer part of their compensation or receive these amounts in cash.
2T
Default investment account
Total or partial participant-directed account plan where plan uses a default investment account for participants who fail to direct assets in their account.
3D
Pre-approved pension plan
A master prototype or volume submitter plan that is the subject of a favorable opinion or advisory letter from the IRS.

Opportunity flags

1 tripped

ComplianceLow fidelity bond
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).

Expense breakdown

Schedule H Part II

Admin total

$2K

$58 / participant

Other / not subdivided$2K100.0%

% of EOY assets

0.067%

all-in expense ratio

Categories reported

0 / 9

subdivided buckets used

Audit opinion

Schedule H Part III

No opinion code on file for this filing.

Auditor firm: (not reported)
Auditor EIN: -
Audit fees: (not subdivided)
Opinion code: -

Metric

This plan

Peer set

Industry

Size

Avg account balance

$74,822

$79,557-6.0%

$118,746-37.0%

$70,124+6.7%

Participation rate

83.3%

71.4%+12.0pp

78.3%+5.1pp

69.5%+13.8pp

Annual return

20.95%

25.64%-4.7pp

24.54%-3.6pp

73.14%-52.2pp

Employer contribution / active EE

$1,766

$2,861-38.3%

$4,193-57.9%

$2,342-24.6%

Participant deferral / active EE

$2,342

$4,089-42.7%

$5,332-56.1%

$3,332-29.7%

Admin fee / account holder

$50

$5,374-99.1%

$10,720-99.5%

$4,645-98.9%

UMPQUA SAND AND GRAVEL, INC. 401(K) PROFIT SHARING PLAN

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

UMPQUA SAND AND GRAVEL, INC. 401(K) PROFIT SHARING PLAN

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion