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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $150,629 | $152,619-1.3% | $125,195+20.3% | $152,909-1.5% |
| Participation rate | 77.3% | 83.3%-6.1pp | 79.8%-2.5pp | 82.5%-5.2pp |
| Annual return | 25.11% | 54.85%-29.7pp | 43.79%-18.7pp | 345.46%-320.4pp |
| Employer contribution / active EE | $1,637 | $4,947-66.9% | $3,866-57.7% | $4,764-65.6% |
| Participant deferral / active EE | $2,303 | $5,869-60.8% | $4,937-53.4% | $5,851-60.6% |
| Admin fee / account holder | $1,208 | $13,437-91.0% | $9,704-87.5% | $11,601-89.6% |