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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $116,095 | $197,819-41.3% | $155,789-25.5% | $125,388-7.4% |
| Participation rate | 100.0% | 82.1%+17.9pp | 76.1%+23.9pp | 83.2%+16.8pp |
| Annual return | 1.30% | 86.73%-85.4pp | 71.54%-70.2pp | 282.24%-280.9pp |
| Employer contribution / active EE | $6,481 | $4,850+33.6% | $3,839+68.8% | $4,866+33.2% |
| Participant deferral / active EE | $13,603 | $5,631+141.6% | $4,798+183.5% | $5,352+154.2% |
| Admin fee / account holder | $85,102 | $9,544+791.7% | $7,477+1038.2% | $9,541+792.0% |