Retirement plan

DON RHYNE PAINTING CO. RETIREMENT PLAN

Name: DON RHYNE PAINTING CO., INC. - DON RHYNE PAINTING CO. RETIREMENT PLAN (2017) Form 5500
Creator: DON RHYNE PAINTING CO., INC.
License: https://www.dol.gov/general/disclaim
Keywords: Form 5500, ERISA, retirement plan, DON RHYNE PAINTING CO. RETIREMENT PLAN, DON RHYNE PAINTING CO., INC.

DON RHYNE PAINTING CO., INC.EIN 93-0956792Plan #001PY 2017

2414 NE DIVISION - GRESHAM, OR 970306020503-658-8100donrhynepaintingco.comLinkedIn11-50 employeesconstruction

Other plans on this EIN

1 filing

#002Retirement-$1.5M assets

Prospect flagsHigh feesLow fidelity bond

How to read this page

Total assets (EOY)

$2.8M

+15.5% from 2016

Total participants

-39.4% from 2016

Average account balance

$47,349

+21.3% from 2016

Annual return

14.53%

+4.62 pp from 2016

Benchmarks

See 14,318 peers

Peer group

Industry23 - Construction

Plan typeDefined contribution

Participants25-99

Cohort14,318 peers

Snapshot2017

Free accounts unlock saves, downloads, and 3-year history.

Analytics

Total assets (EOY)

Plan-year ending balance

$3.36M

Not enough data

1 years with asset history on file

Average account balance

Total assets / participants with a balance (line 6g)

$86K

Not enough data

1 years with per-participant data

Participants with account balance

Stacked by status: active / separated vested / retired or beneficiary. Total = line 6g.

Not enough data

1 years with headcount on file

Eligible Participants and Participation

Bars: eligible actives (line 6a). Line: derived rate = active employees with a balance / 6a.

118.2%

Not enough data

1 years with eligibility data

Contributions (total)

Employer and participant dollars contributed each year

$127K

Not enough data

1 years with contributions on file

Contributions per participant

Average employer and participant contribution per enrolled participant

$4K

Not enough data

1 years with per-participant contribution data

Asset flow

BOY + contributions + return - distributions = EOY

Year

Annual return

Diverging bars; negative years highlighted

+9.55%

Not enough data

1 years with return on file

Admin fee / account holder

Total admin expenses / participants with a balance (line 6g)

$3647

Not enough data

1 years with admin cost on file

Asset composition

Cash / stocks / bonds / mutual funds / real estate / loans over time

Not enough data

0 years with F_SCH_H allocation on file

Free accounts unlock saves, downloads, and 3-year history.

Service providers

Top 2 by compensation

Provider	Service type	Compensation
FIRST REPUBLIC INVESTMENT MGMT1 year Filed as: FIRST REPUBLIC SECURITIES Service code 21 · EIN 91-2076555 388 MARKET STREET · SAN FRANCISCO, CA 94111	Bank Trustee	$10,647
AMERICAN FUNDS2+ years Service code 21 · EIN 95-6817943 PO BOX 6014 · INDIANAPOLIS, IN 462066014	Bank Trustee	$0

Plan features & details

Pension benefit codes2A2E2H2J3D3E

Plan features

2A
Age/service weighted or new comparability plan
Age/service weighted plan where allocations are based on age service or age and service; or new comparability or similar plan where allocations are based on participant classifications consisting entirely or predominantly of highly compensated employees or the plan provides an additional allocation rate on compensation above a specified threshold that exceeds the permitted disparity limits of Code section 401(l).
2E
Profit-sharing
Profit-sharing plan.
2H
Partial participant-directed account plan
Participants have the opportunity to direct the investment of a portion of the assets allocated to their individual accounts regardless of whether 29 CFR 2550.404c-1 is intended to be met.
2J
Code section 401(k) feature
Cash or deferred arrangement described in Code section 401(k) that is part of a qualified defined contribution plan under which employees may elect to defer part of their compensation or receive these amounts in cash.
3D
Pre-approved pension plan
A master prototype or volume submitter plan that is the subject of a favorable opinion or advisory letter from the IRS.
3E
One-participant plan combining with another plan
A one-participant plan that satisfies minimum coverage requirements of section 410(b) only when combined with another plan of the employer.

Opportunity flags

2 tripped

OpportunityHigh fees
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
ComplianceLow fidelity bond
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).

Expense breakdown

Schedule H Part II

Admin total

$86K

$3319 / participant

Other / not subdivided$86K100.0%

% of EOY assets

3.037%

all-in expense ratio

Categories reported

0 / 9

subdivided buckets used

Audit opinion

Schedule H Part III

No opinion code on file for this filing.

Auditor firm: (not reported)
Auditor EIN: -
Audit fees: (not subdivided)
Opinion code: -

Metric

This plan

Peer set

Industry

Size

Avg account balance

$47,349

$63,346-25.3%

$92,240-48.7%

$70,126-32.5%

Participation rate

100.0%

68.7%+31.3pp

76.5%+23.5pp

69.5%+30.5pp

Annual return

14.53%

530.19%-515.7pp

176.29%-161.8pp

73.15%-58.6pp

Employer contribution / active EE

$1,538

$2,471-37.7%

$3,680-58.2%

$2,343-34.3%

Participant deferral / active EE

$1,877

$2,854-34.2%

$3,897-51.8%

$3,332-43.7%

Admin fee / account holder

$1,438

$3,841-62.6%

$5,194-72.3%

$4,645-69.0%

Provider

Service type

Compensation

FIRST REPUBLIC INVESTMENT MGMT1 year

Filed as: FIRST REPUBLIC SECURITIES

Service code 21 · EIN 91-2076555

388 MARKET STREET · SAN FRANCISCO, CA 94111

Bank Trustee

$10,647

AMERICAN FUNDS2+ years

Service code 21 · EIN 95-6817943

PO BOX 6014 · INDIANAPOLIS, IN 462066014

Bank Trustee

DON RHYNE PAINTING CO. RETIREMENT PLAN

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

DON RHYNE PAINTING CO. RETIREMENT PLAN

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion