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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $58,271 | $89,370-34.8% | $141,197-58.7% | $72,976-20.2% |
| Participation rate | 86.5% | 75.1%+11.4pp | 82.5%+4.0pp | 69.5%+17.0pp |
| Annual return | 18.29% | 111.88%-93.6pp | 71.41%-53.1pp | 81.02%-62.7pp |
| Employer contribution / active EE | $1,663 | $3,115-46.6% | $4,736-64.9% | $2,440-31.8% |
| Participant deferral / active EE | $7,004 | $5,419+29.3% | $6,710+4.4% | $3,608+94.2% |
| Admin fee / account holder | $14,191 | $5,957+138.2% | $10,265+38.2% | $5,124+176.9% |