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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $16,305 | $104,251-84.4% | $91,004-82.1% | $147,586-89.0% |
| Participation rate | 100.0% | 78.2%+21.8pp | 75.6%+24.4pp | 82.8%+17.2pp |
| Annual return | 13.49% | 27.06%-13.6pp | 4.60%+8.9pp | 578.59%-565.1pp |
| Employer contribution / active EE | $1,261 | $3,116-59.5% | $2,456-48.7% | $4,876-74.1% |
| Participant deferral / active EE | $837 | $4,195-80.0% | $3,548-76.4% | $5,439-84.6% |
| Admin fee / account holder | $1,249 | $8,948-86.0% | $5,417-76.9% | $10,886-88.5% |