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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $48,998 | $80,983-39.5% | $96,544-49.2% | $75,177-34.8% |
| Participation rate | 94.0% | 71.8%+22.2pp | 76.0%+18.0pp | 67.2%+26.8pp |
| Annual return | 8.79% | 27.05%-18.3pp | 25.88%-17.1pp | 160.75%-152.0pp |
| Employer contribution / active EE | $5,940 | $2,282+160.3% | $2,966+100.3% | $2,671+122.4% |
| Participant deferral / active EE | $1,807 | $3,929-54.0% | $4,851-62.8% | $4,126-56.2% |
| Admin fee / account holder | $1,980 | $6,717-70.5% | $8,254-76.0% | $5,651-65.0% |