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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $265,850 | $96,558+175.3% | $80,977+228.3% | $273,972-3.0% |
| Participation rate | 83.3% | 79.1%+4.3pp | 75.8%+7.5pp | 83.0%+0.3pp |
| Annual return | 8.00% | 15.14%-7.1pp | 17.11%-9.1pp | 41.46%-33.5pp |
| Employer contribution / active EE | $2,375 | $4,869-51.2% | $3,715-36.1% | $4,869-51.2% |
| Participant deferral / active EE | $5,049 | $6,598-23.5% | $5,696-11.4% | $5,287-4.5% |
| Admin fee / account holder | $8,367 | $7,493+11.7% | $5,517+51.7% | $10,133-17.4% |