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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $90,302 | $121,677-25.8% | $104,625-13.7% | $158,966-43.2% |
| Participation rate | 100.0% | 77.5%+22.5pp | 74.1%+25.9pp | 82.0%+18.0pp |
| Annual return | 8.63% | 465.58%-456.9pp | 340.60%-332.0pp | 302.95%-294.3pp |
| Employer contribution / active EE | $3,715 | $3,165+17.4% | $2,681+38.5% | $4,762-22.0% |
| Participant deferral / active EE | $5,200 | $4,175+24.5% | $3,738+39.1% | $5,983-13.1% |
| Admin fee / account holder | $930 | $7,777-88.0% | $6,465-85.6% | $11,250-91.7% |