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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $22,367 | $55,453-59.7% | $170,439-86.9% | $62,293-64.1% |
| Participation rate | 67.5% | 66.4%+1.2pp | 83.6%-16.1pp | 69.5%-2.0pp |
| Annual return | 19.54% | 21.38%-1.8pp | 205.94%-186.4pp | 28.90%-9.4pp |
| Employer contribution / active EE | $1,656 | $2,164-23.4% | $5,433-69.5% | $2,042-18.9% |
| Participant deferral / active EE | $3,096 | $2,303+34.4% | $4,939-37.3% | $3,169-2.3% |
| Admin fee / account holder | $528 | $455+16.0% | $13,881-96.2% | $479+10.1% |