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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Employer contribution per participant is in the bottom quintile of the peer cohort.
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $25,501 | $61,172-58.3% | $185,851-86.3% | $79,389-67.9% |
| Participation rate | 32.7% | 66.6%-34.0pp | 81.7%-49.0pp | 70.7%-38.0pp |
| Annual return | 16.09% | 19.45%-3.4pp | 122.11%-106.0pp | 116.89%-100.8pp |
| Employer contribution / active EE | $4 | $2,321-99.8% | $5,168-99.9% | $2,428-99.8% |
| Participant deferral / active EE | $1,228 | $2,788-56.0% | $5,569-78.0% | $4,046-69.7% |
| Admin fee / account holder | $51 | $710-92.8% | $16,245-99.7% | $626-91.8% |