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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $72,395 | $65,566+10.4% | $86,235-16.0% | $75,177-3.7% |
| Participation rate | 70.7% | 60.5%+10.2pp | 69.0%+1.7pp | 67.2%+3.5pp |
| Annual return | 22.50% | 46.07%-23.6pp | 1170.03%-1147.5pp | 160.75%-138.3pp |
| Employer contribution / active EE | $6,551 | $1,553+321.7% | $2,381+175.1% | $2,671+145.2% |
| Participant deferral / active EE | $4,955 | $3,023+63.9% | $3,987+24.3% | $4,126+20.1% |
| Admin fee / account holder | $852 | $5,470-84.4% | $6,856-87.6% | $5,651-84.9% |