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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $109,898 | $72,273+52.1% | $101,275+8.5% | $79,856+37.6% |
| Participation rate | 62.1% | 68.5%-6.4pp | 75.8%-13.7pp | 69.6%-7.6pp |
| Annual return | 13.19% | 22.30%-9.1pp | 46.48%-33.3pp | 31.71%-18.5pp |
| Employer contribution / active EE | $1,953 | $2,691-27.4% | $3,660-46.6% | $2,471-21.0% |
| Participant deferral / active EE | $5,415 | $3,282+65.0% | $4,371+23.9% | $3,741+44.8% |
| Admin fee / account holder | $679 | $4,401-84.6% | $5,948-88.6% | $5,306-87.2% |