Retirement plan

YOUR DOUGH PROFIT SHARING PLAN

Name: PORTLAND FRENCH LTD. - YOUR DOUGH PROFIT SHARING PLAN (2019) Form 5500
Creator: PORTLAND FRENCH LTD.
License: https://www.dol.gov/general/disclaim
Keywords: Form 5500, ERISA, retirement plan, YOUR DOUGH PROFIT SHARING PLAN, PORTLAND FRENCH LTD.

PORTLAND FRENCH LTD.EIN 93-0887968Plan #001PY 2019

6840 N MARINE DR - PORTLAND, OR 97203503-283-3831portlandfrench.comLinkedIn11-50 employeesfood production

Prospect flagsLow returns

How to read this page

Total assets (EOY)

$11.7M

+21.1% from 2018

Total participants

126

-0.8% from 2018

Average account balance

$94,549

+22.0% from 2018

Annual return

17.46%

+22.59 pp from 2018

Benchmarks

See 2,363 peers

Peer group

Industry42 - Wholesale Trade

Plan typeDefined contribution

Participants100-249

Cohort2,363 peers

Snapshot2019

Free accounts unlock saves, downloads, and 3-year history.

Analytics

Total assets (EOY)

Plan-year ending balance

$13.96M

Not enough data

1 years with asset history on file

Average account balance

Total assets / participants with a balance (line 6g)

$116K

Not enough data

1 years with per-participant data

Participants with account balance

Stacked by status: active / separated vested / retired or beneficiary. Total = line 6g.

120

Not enough data

1 years with headcount on file

Eligible Participants and Participation

Bars: eligible actives (line 6a). Line: derived rate = active employees with a balance / 6a.

74.1%

Not enough data

1 years with eligibility data

Contributions (total)

Employer and participant dollars contributed each year

$229K

Not enough data

1 years with contributions on file

Contributions per participant

Average employer and participant contribution per enrolled participant

$2K

Not enough data

1 years with per-participant contribution data

Asset flow

BOY + contributions + return - distributions = EOY

Year

Annual return

Diverging bars; negative years highlighted

+10.42%

Not enough data

1 years with return on file

Admin fee / account holder

Total admin expenses / participants with a balance (line 6g)

Not enough data

1 years with admin cost on file

Asset composition

Cash / stocks / bonds / mutual funds / real estate / loans over time

Not enough data

1 years with F_SCH_H allocation on file

Free accounts unlock saves, downloads, and 3-year history.

Service providers

Top 2 by compensation

Provider	Service type	Compensation
AMERICAN UNITED LIFE INSURANCE CO1 year Service code 15 · EIN 35-0145825	Recordkeeping	$64,690
SAGEPOINT FINANCIAL INC1 year Filed as: RESOURCE INVESTMENT ADVSRS Service code 16 · EIN 43-1451524	Consulting	$26,574

Plan features & details

Pension benefit codes2E2F2G2J2S2T3D

Plan features

2E
Profit-sharing
Profit-sharing plan.
2F
ERISA section 404(c) plan
This plan or any part of it is intended to meet the conditions of 29 CFR 2550.404c-1 (shifting investment responsibility to participants).
2G
Total participant-directed account plan
Participants have the opportunity to direct the investment of all of the assets allocated to their individual accounts regardless of whether 29 CFR 2550.404c-1 is intended to be met.
2J
Code section 401(k) feature
Cash or deferred arrangement described in Code section 401(k) that is part of a qualified defined contribution plan under which employees may elect to defer part of their compensation or receive these amounts in cash.
2S
Automatic enrollment
Plan provides for automatic enrollment in plan that has elective contributions deducted from payroll.
2T
Default investment account
Total or partial participant-directed account plan where plan uses a default investment account for participants who fail to direct assets in their account.
3D
Pre-approved pension plan
A master prototype or volume submitter plan that is the subject of a favorable opinion or advisory letter from the IRS.

Opportunity flags

1 tripped

OpportunityLow returns
Annual investment return is in the bottom quintile of the peer cohort.

Expense breakdown

Schedule H Part II

Admin total

$240

$2 / participant

Contract admin$240100.0%

% of EOY assets

0.002%

all-in expense ratio

Categories reported

1 / 9

subdivided buckets used

Audit opinion

Schedule H Part III

Disclaimer opinion

Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.

Auditor firm: VERITY ACCOUNTANCY PC
Auditor EIN: 260043046
Audit fees: (not subdivided)
Opinion code: Disclaimer

Metric

This plan

Peer set

Industry

Size

Avg account balance

$94,549

$86,341+9.5%

$125,192-24.5%

$65,185+45.0%

Participation rate

98.2%

75.3%+22.9pp

79.8%+18.5pp

70.2%+28.0pp

Annual return

17.46%

27.44%-10.0pp

43.79%-26.3pp

29.38%-11.9pp

Employer contribution / active EE

$4,321

$2,040+111.8%

$3,866+11.8%

$2,177+98.5%

Participant deferral / active EE

$1,974

$3,538-44.2%

$4,937-60.0%

$3,514-43.8%

Admin fee / account holder

$609-99.7%

$9,704-100.0%

$847-99.8%

Provider

Service type

Compensation

AMERICAN UNITED LIFE INSURANCE CO1 year

Service code 15 · EIN 35-0145825

Recordkeeping

$64,690

SAGEPOINT FINANCIAL INC1 year

Filed as: RESOURCE INVESTMENT ADVSRS

Service code 16 · EIN 43-1451524

Consulting

$26,574

YOUR DOUGH PROFIT SHARING PLAN

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

YOUR DOUGH PROFIT SHARING PLAN

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion