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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $39,945 | $104,577-61.8% | $76,667-47.9% | $152,909-73.9% |
| Participation rate | 94.4% | 76.6%+17.8pp | 72.1%+22.3pp | 82.5%+12.0pp |
| Annual return | 3.41% | 1014.36%-1010.9pp | 1166.74%-1163.3pp | 345.46%-342.1pp |
| Employer contribution / active EE | $1,412 | $3,119-54.7% | $2,303-38.7% | $4,764-70.4% |
| Participant deferral / active EE | $2,076 | $4,237-51.0% | $3,336-37.8% | $5,851-64.5% |
| Admin fee / account holder | $714 | $12,290-94.2% | $6,423-88.9% | $11,601-93.8% |