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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $37,096 | $49,280-24.7% | $67,313-44.9% | $64,173-42.2% |
| Participation rate | 93.8% | 60.8%+33.0pp | 69.1%+24.7pp | 69.6%+24.2pp |
| Annual return | -7.75% | -1.39%-6.4pp | -4.08%-3.7pp | 7.63%-15.4pp |
| Employer contribution / active EE | $2,985 | $1,668+78.9% | $2,566+16.3% | $2,381+25.4% |
| Participant deferral / active EE | $2,008 | $2,484-19.2% | $3,568-43.7% | $3,470-42.1% |
| Admin fee / account holder | $2,611 | $3,863-32.4% | $4,507-42.1% | $4,887-46.6% |