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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $31,089 | $56,894-45.4% | $84,753-63.3% | $62,881-50.6% |
| Participation rate | 97.8% | 68.5%+29.3pp | 76.6%+21.2pp | 69.3%+28.5pp |
| Annual return | 2.71% | 6.30%-3.6pp | 22.78%-20.1pp | 20.14%-17.4pp |
| Employer contribution / active EE | $2,739 | $2,400+14.2% | $3,574-23.4% | $2,281+20.1% |
| Participant deferral / active EE | $2,901 | $2,709+7.1% | $3,712-21.9% | $3,203-9.4% |
| Admin fee / account holder | $2,667 | $3,581-25.5% | $5,333-50.0% | $4,296-37.9% |