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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $20,164 | $54,757-63.2% | $90,300-77.7% | $72,983-72.4% |
| Participation rate | 58.6% | 65.1%-6.5pp | 73.3%-14.6pp | 69.5%-10.9pp |
| Annual return | 17.97% | 30.63%-12.7pp | 78.11%-60.1pp | 81.01%-63.0pp |
| Employer contribution / active EE | $2,240 | $2,092+7.0% | $2,854-21.5% | $2,440-8.2% |
| Participant deferral / active EE | $4,214 | $2,887+46.0% | $3,884+8.5% | $3,608+16.8% |
| Admin fee / account holder | $499 | $3,972-87.4% | $5,353-90.7% | $5,124-90.3% |