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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $63,010 | $166,242-62.1% | $165,071-61.8% | $145,884-56.8% |
| Participation rate | 64.7% | 82.0%-17.3pp | 78.6%-13.9pp | 80.3%-15.6pp |
| Annual return | 12.10% | 100.44%-88.3pp | 70.17%-58.1pp | 551.85%-539.8pp |
| Employer contribution / active EE | $3,127 | $5,283-40.8% | $4,347-28.1% | $4,662-32.9% |
| Participant deferral / active EE | $7,070 | $6,964+1.5% | $6,035+17.1% | $6,690+5.7% |
| Admin fee / account holder | $4,933 | $16,658-70.4% | $12,695-61.1% | $13,392-63.2% |