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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $51,720 | $76,551-32.4% | $123,894-58.3% | $62,881-17.7% |
| Participation rate | 93.8% | 73.0%+20.8pp | 81.4%+12.3pp | 69.3%+24.4pp |
| Annual return | 4.09% | 18.68%-14.6pp | 47.52%-43.4pp | 20.14%-16.1pp |
| Employer contribution / active EE | $2,018 | $2,882-30.0% | $4,617-56.3% | $2,281-11.5% |
| Participant deferral / active EE | $3,623 | $4,840-25.1% | $5,984-39.5% | $3,203+13.1% |
| Admin fee / account holder | $322 | $4,826-93.3% | $8,357-96.1% | $4,296-92.5% |