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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $41,591 | $42,546-2.2% | $71,796-42.1% | $55,167-24.6% |
| Participation rate | 30.8% | 59.1%-28.3pp | 69.1%-38.3pp | 69.0%-38.1pp |
| Annual return | 25.92% | 12.36%+13.6pp | 78.04%-52.1pp | 169.23%-143.3pp |
| Employer contribution / active EE | $323 | $803-59.8% | $1,924-83.2% | $1,963-83.6% |
| Participant deferral / active EE | $1,502 | $2,064-27.2% | $2,794-46.2% | $3,054-50.8% |
| Admin fee / account holder | $409 | $650-37.0% | $4,815-91.5% | $504-18.8% |