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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $10,099 | $49,897-79.8% | $80,648-87.5% | $75,177-86.6% |
| Participation rate | 69.0% | 55.3%+13.6pp | 67.0%+2.0pp | 67.2%+1.8pp |
| Annual return | 17.84% | 34.68%-16.8pp | 937.21%-919.4pp | 160.75%-142.9pp |
| Employer contribution / active EE | $1,074 | $1,699-36.8% | $2,724-60.6% | $2,671-59.8% |
| Participant deferral / active EE | $2,363 | $2,992-21.0% | $4,443-46.8% | $4,126-42.7% |
| Admin fee / account holder | $956 | $3,579-73.3% | $5,382-82.2% | $5,651-83.1% |