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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $237,142 | $100,811+135.2% | $86,698+173.5% | $134,545+76.3% |
| Participation rate | 100.0% | 79.0%+21.0pp | 76.6%+23.4pp | 81.2%+18.8pp |
| Annual return | -13.81% | 29.11%-42.9pp | 35.96%-49.8pp | 418.37%-432.2pp |
| Employer contribution / active EE | $2,616 | $3,490-25.0% | $2,837-7.8% | $4,742-44.8% |
| Participant deferral / active EE | $15,175 | $5,339+184.2% | $4,656+225.9% | $6,401+137.1% |
| Admin fee / account holder | $1,076 | $10,926-90.1% | $7,492-85.6% | $11,431-90.6% |