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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $22,955 | $57,305-59.9% | $86,640-73.5% | $75,173-69.5% |
| Participation rate | 40.0% | 63.2%-23.2pp | 71.7%-31.7pp | 67.2%-27.2pp |
| Annual return | 19.18% | 2674.24%-2655.1pp | 592.52%-573.3pp | 160.72%-141.5pp |
| Employer contribution / active EE | $614 | $2,316-73.5% | $3,024-79.7% | $2,671-77.0% |
| Participant deferral / active EE | $1,443 | $3,320-56.5% | $4,438-67.5% | $4,126-65.0% |
| Admin fee / account holder | $537 | $4,116-86.9% | $5,616-90.4% | $5,651-90.5% |