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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $103,683 | $102,663+1.0% | $86,216+20.3% | $139,466-25.7% |
| Participation rate | 100.0% | 74.5%+25.5pp | 69.0%+31.0pp | 80.3%+19.7pp |
| Annual return | 12.74% | 1924.52%-1911.8pp | 1169.42%-1156.7pp | 373.66%-360.9pp |
| Employer contribution / active EE | $3,702 | $3,035+22.0% | $2,382+55.5% | $4,754-22.1% |
| Participant deferral / active EE | $3,427 | $4,677-26.7% | $3,986-14.0% | $6,712-48.9% |
| Admin fee / account holder | $1,813 | $8,663-79.1% | $6,853-73.5% | $11,409-84.1% |