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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $39,978 | $184,014-78.3% | $161,149-75.2% | $138,895-71.2% |
| Participation rate | 100.0% | 82.1%+17.9pp | 78.8%+21.2pp | 79.9%+20.1pp |
| Annual return | 14.43% | 21.52%-7.1pp | 21.16%-6.7pp | 145.39%-131.0pp |
| Employer contribution / active EE | $2,543 | $5,055-49.7% | $4,360-41.7% | $4,194-39.4% |
| Participant deferral / active EE | $3,053 | $6,909-55.8% | $6,153-50.4% | $6,396-52.3% |
| Admin fee / account holder | $550 | $18,027-97.0% | $15,194-96.4% | $12,562-95.6% |