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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $206,347 | $138,076+49.4% | $123,553+67.0% | $135,380+52.4% |
| Participation rate | 100.0% | 84.7%+15.3pp | 82.3%+17.7pp | 82.6%+17.4pp |
| Annual return | -3.63% | 153.70%-157.3pp | 119.21%-122.8pp | 519.81%-523.4pp |
| Employer contribution / active EE | $5,718 | $5,152+11.0% | $4,628+23.5% | $4,779+19.6% |
| Participant deferral / active EE | $6,647 | $6,800-2.2% | $6,426+3.4% | $5,609+18.5% |
| Admin fee / account holder | $1,473 | $10,917-86.5% | $9,284-84.1% | $10,828-86.4% |